Tired of a bank that pays you less than 1% APY on your hard-earned cash? Consider peer-to-peer lending. I’ve used both Prosper & Lending Club in recent times and am happy with both. You get WAY better returns (currently 10%+), with slightly more risk, but why let your money just sit there put it to work.

If you want a bonus for trying either system, please click the links below.

Lending Club Referral Link

Prosper Referral Link

*Note – Prosper is currently in an SEC quiet period, so you can’t sign up with them at the moment, but when they open up again, try them!